Mortgage refusal due to spray foam in the roof
Why it happens here
Lenders treat spray foam applied directly to roof felt as a risk because it traps moisture and voids the roof warranty. In Thorne Lane, a high proportion of homes were insulated this way, so the issue comes up repeatedly during sales.
Our approach
We remove the foam, document every stage with photographs, and supply a removal report with waste transfer notes. That package is what lenders and surveyors need to see before they will reconsider the loan.