Mortgage refusal due to spray foam in the roof
Why it happens here
Lenders treat spray foam as a high-risk material because it can hide timber rot and reduce the effectiveness of roof ventilation. Many Brympton homeowners only discover the problem when they try to sell or remortgage.
Our approach
We remove the foam, inspect the timbers, and provide a detailed report with photos and moisture readings. Lenders accept our documentation, and we can usually complete the work within the timescales set by the sale.