Mortgage refusal due to spray foam in the loft
Why it happens here
Lenders see foam as a risk because it hides timber condition and can trap moisture. On Houndstone properties, foam was often installed without documentation, so surveyors cannot confirm it was done to standard. That triggers a refusal.
Our approach
We remove the foam, inspect and treat any affected timbers, and provide a clear report with photographs. Lenders and surveyors get the evidence they need to reconsider, and we have done this enough times in Houndstone to know what they want to see.