Mortgage refusal due to spray foam in the loft
Why it happens here
Lenders and surveyors treat spray foam as a hidden risk because it can mask roof timber rot and block ventilation. On Ilchester Road, much of the foam was fitted cheaply under older grant schemes without a vapour barrier, which makes lenders even more cautious.
Our approach
We remove the foam, document every stage with photographs and moisture readings, and provide the paperwork your lender needs. Most Ilchester Road clients get their mortgage offer released within a week of the work finishing.